National City Mortgage is a national lender with a 50-year history through its affiliation with National City Bank.

The National City Mortgage website says: "National City Mortgage is a division of National City Bank of Indiana…. We have worked hard since 1955 to become respected professionals, that thousands of homeowners trust for one of the biggest financial decisions in their lives."

The site goes on to state: "National City Mortgage is a unique mortgage lender with the financial strength and stability that make us the 9th largest mortgage originator in the nation. This ranking was earned in fiscal year 2003, when we funded over $105 billion."

Is this the lender for you? Check out their website. Be sure to understand whether they are offering you the right payment options coupled with the right interest rate. And also shop around. Given that your mortgage is the biggest debt you are ever likely to have you need to consider the interest rate carefully. Even a ½ percent off your interest rate could save you thousands over the longer term.